Who hasn’t dreamt of waking up to the sound of waves crashing against the shore, the salty sea breeze wafting through the windows, and long, leisurely walks along the beach just a stone’s throw away from home? For many, the idea of coastal living seems like a luxury reserved for the wealthy.
However, there are hidden gems along the UK’s coastline where affordable seaside living is not just a dream but a delightful reality.
These affordable seaside locations offer beautiful landscapes, cultural attractions, and good local amenities, all while maintaining relatively low property prices compared to more expensive coastal areas.
Let’s embark on a journey to uncover the cheapest seaside properties in the UK, where you can enjoy the charm and tranquility of coastal life without breaking the bank.
What Makes a Seaside Town Affordable?
When dreaming of coastal living, it’s essential to understand what makes a seaside town affordable. Several key factors come into play, each contributing to the overall cost of living by the sea.
Saltcoats, Ayrshire: A Hidden Treasure – Cheapest Seaside Property
Nestled in Ayrshire, Saltcoats holds the crown for being the cheapest seaside location in the UK.
With an average house price of just £113,395, Saltcoats offers an incredible opportunity to enjoy coastal living at a fraction of the national average house price, which currently stands at £372,812.
House prices are one of the key factors that contribute to the overall cost of living by the sea, making Saltcoats an attractive option for budget-conscious homebuyers.
Saltcoats is a town steeped in history and natural beauty.
Imagine exploring the Victorian town hall, wandering through the ruins of the 15th-century Ardrossan Castle, or spending a sunny afternoon in the expansive green space of Eglinton Country Park.
The town’s quiet residential streets are lined with charming cottages and apartments that offer stunning sea views.
For those seeking a serene and affordable coastal lifestyle, Saltcoats is a hidden treasure waiting to be discovered.
Girvan, Ayrshire: Scenic and Affordable
Just a short drive from Saltcoats, which holds the crown for being one of the cheapest seaside towns in the UK, lies another Ayrshire gem: Girvan.
With an average house price of £121,269, Girvan provides an affordable yet picturesque coastal living experience.
This charming town boasts breathtaking views of Ailsa Craig island and the Firth of Clyde, making it a haven for nature lovers and those who appreciate stunning coastal vistas.
Girvan’s property market features a mix of traditional sandstone houses, large terraced homes, and modern seafront flats.
Whether you’re looking for a cozy cottage or a spacious family home, Girvan offers a variety of affordable options.
The town’s scenic beauty, coupled with its friendly community and affordable housing, makes it an ideal location for anyone looking to embrace coastal living.
Blackpool, Lancashire: A Classic Seaside Town
Blackpool, a name synonymous with British seaside fun, offers more than just amusement arcades and candyfloss.
With an average house price of £147,244, Blackpool provides a fantastic opportunity to live in a lively and vibrant seaside town without the hefty price tag.
Girvan is less than an hour away from major cities, making it an accessible and affordable coastal living option.
Home to the world-famous Tower Ballroom, annual illuminations, and the eponymous Pleasure Beach, Blackpool is a town that perfectly blends traditional seaside charm with modern amenities.
The property market in Blackpool includes spacious Victorian townhouses with gardens, offering plenty of space for families and those who love entertaining.
Living in Blackpool means having the best of both worlds: the excitement of a bustling seaside resort and the comfort of an affordable home.
Fleetwood, Lancashire: Historic and Scenic
Fleetwood, another Lancashire gem, is known for its historic charm and scenic coastline. With an average house price of £154,560, Fleetwood is an affordable option for those seeking a tranquil seaside lifestyle.
This historic fishing town offers a variety of traditional terraced houses and modern homes, many of which are just a short walk from the beach.
Fleetwood’s scenic beauty is complemented by its proximity to nature reserves and parks, making it an excellent choice for nature enthusiasts.
Blackpool’s harbour marina offers family-friendly attractions and picturesque scenes, adding to its appeal as an affordable seaside town.
Whether you’re strolling along the picturesque promenade or exploring the town’s rich history, Fleetwood offers a peaceful and affordable coastal living experience.
South Shields, Tyne And Wear: A Vibrant Coastal Community
Rounding out our list is South Shields, located in Tyne and Wear, with an average house price of £162,261.
South Shields is a vibrant coastal community that combines rich history, beautiful beaches, and affordable housing, making it one of the affordable seaside locations in the UK.
The town is home to the South Shields Museum and the Arbeia Roman Fort, offering a glimpse into the area’s fascinating past.
The expansive beaches provide ample opportunities for leisurely walks, picnics, and water sports.
South Shields’ property market includes a mix of historical homes and modern flats, catering to a variety of tastes and budgets.
The town’s lively community, coupled with its stunning coastal scenery, makes it a fantastic place to call home.
Affordable Seaside Towns for Renters
If buying a home isn’t on your agenda, renting by the sea can be an equally delightful and affordable option, especially in locations with lower house prices.
Some of the cheapest seaside property locations for renters include:
- Skegness, Lincolnshire: With an average rent of £659 per calendar month, Skegness offers sandy beaches and a lively promenade, making it a great place for affordable coastal living.
- Fleetwood, Lancashire: The average rent here is £685 per calendar month, providing the same historic charm and scenic beauty at an affordable price.
- South Shields, Tyne And Wear: Renting in South Shields costs about £702 per calendar month, offering a vibrant community and beautiful beaches.
- Cleethorpes, Lincolnshire: With an average rent of £713 per calendar month, Cleethorpes boasts an extensive beachfront and family-friendly attractions.
- Whitehaven, Cumbria: Renting here averages £719 per calendar month, with Georgian architecture and a picturesque marina close to the Lake District.
Rothesay, Isle of Bute: The Ultimate Affordable Coastal Retreat
For those with an adventurous spirit, Rothesay on the Isle of Bute is one of the cheapest seaside towns in the UK, offering the ultimate affordable coastal retreat.
With average property prices around £101,477, Rothesay is 30% cheaper than in 2022.
This charming island town provides stunning sea views, tranquil beaches, and a close-knit community.
It’s a perfect place for those looking to escape the hustle and bustle of city life and immerse themselves in the serene beauty of island living.
Cheapest Seaside Property – Conclusion
Affordable seaside living in the UK is not just a fantasy; it’s a delightful reality waiting to be explored.
From the historic charm of Saltcoats and Girvan in Ayrshire to the lively seaside towns of Blackpool and South Shields, there are numerous affordable seaside locations where you can enjoy the beauty and tranquility of the sea without the hefty price tag.
Zoopla has put together a fantastic list of the cheapest seaside properties in the UK, all based on the joint income needed to buy a property.
While the average couple typically spends 3.8 times their combined salary on a home, in these charming coastal spots, you’ll only spend at most 1.9 times your salary.
This incredible 50% reduction in costs makes it much easier and more exciting to get on the property ladder in these beautiful coastal areas!
So why wait? Your dream of coastal living is within reach, and these affordable seaside towns are ready to welcome you with open arms and stunning views.
